Estimate the benefit you may receive during a work-related disability leave.
Estimate your workers' comp benefit
$1,000
12 wks
Weekly benefit
$667/wk
Total estimated benefit
$8,000
Monthly equivalent
$2,889/mo
Most states pay about two-thirds of your average weekly wage, subject to a state maximum. Rules and caps vary significantly by state.
How workers' comp benefits work
Workers' compensation provides wage replacement and medical benefits to employees injured on the job, regardless of fault. In most states, temporary total disability pays about 66.7% of your average weekly wage, up to a state-set maximum.
Types of disability benefits
Temporary total (TTD): you can't work at all while recovering
Temporary partial (TPD): you return to lighter or reduced-hour work
Permanent partial (PPD): lasting impairment but you can still work
Permanent total (PTD): you can never return to gainful work
Steps after a workplace injury
Report the injury to your employer immediately (deadlines vary by state)
Seek medical treatment from an approved provider if required
File the workers' comp claim form with your employer or state board
Keep copies of all medical records and correspondence
Consult an attorney if your claim is denied or disputed
State maximums matter
Even though the formula is roughly two-thirds of your wage, every state caps the weekly benefit. High earners often receive less than 66.7% because of these maximums.